:root{--navy:#0A1F5C;--blue:#0B5CF0;--pink:#FC3E7D;--muted:#46567E;--soft:#F2F6FF;--line:#E6EDF8;--pad:clamp(20px,5vw,120px)}
*{box-sizing:border-box}
body{margin:0;font-family:'Nunito',system-ui,-apple-system,sans-serif;color:var(--navy);background:#fff;font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--blue)}
.header{position:sticky;top:0;z-index:40;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px var(--pad);background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid #D9E3FA}
.header img{height:46px;width:auto}
.header a.back{font-size:16px;font-weight:900;text-decoration:none;color:var(--navy)}
.doc{max-width:820px;margin:0 auto;padding:clamp(34px,5vw,64px) var(--pad) clamp(50px,7vw,90px)}
h1{margin:0;font-size:clamp(28px,3.4vw,42px);font-weight:900;letter-spacing:-.02em;line-height:1.15}
.upd{margin-top:14px;font-size:15px;font-weight:800;color:var(--muted)}
h2{margin:38px 0 12px;font-size:clamp(20px,1.9vw,25px);font-weight:900;line-height:1.25}
h3{margin:24px 0 8px;font-size:18px;font-weight:900}
p{margin:0 0 14px;color:#33446E}
ul,ol{margin:0 0 16px;padding-left:22px;color:#33446E}
li{margin-bottom:8px}
.lead{margin-top:18px;font-size:18px;color:var(--muted)}
.note{margin:26px 0;padding:20px 22px;border-radius:20px;background:var(--soft);font-size:16px}
.note b{display:block;margin-bottom:6px}
.fill{background:#FFF1C9;padding:1px 6px;border-radius:6px;font-weight:800}
table{width:100%;border-collapse:collapse;margin:0 0 18px;font-size:16px}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top;overflow-wrap:anywhere}
th{font-weight:900}
.footer{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;padding:40px var(--pad);border-top:1px solid var(--line)}
.footer img{height:46px;width:auto}
.footer nav{display:flex;flex-wrap:wrap;gap:22px;font-size:15px;font-weight:700}
.footer a{color:inherit;text-decoration:none}
.footer a:hover{color:var(--blue)}
.copy{font-size:14px;color:#56688F;margin-top:12px}
.faq{margin-top:10px}
details{background:var(--soft);border-radius:18px;padding:0 22px;margin-bottom:10px}
summary{display:flex;justify-content:space-between;align-items:center;gap:18px;min-height:62px;padding:14px 0;font-size:17px;font-weight:900;cursor:pointer;list-style:none}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";display:grid;place-content:center;flex:0 0 auto;width:32px;height:32px;border-radius:50%;background:#fff;color:var(--blue);font-size:20px;font-weight:700}
details[open] summary::after{content:"−"}
details p{padding:0 0 18px;font-size:16px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:26px 0 8px}
.card{padding:22px;border-radius:22px;background:var(--soft)}
.card b{display:block;font-size:17px}
.card a{display:inline-block;font-weight:900;text-decoration:none;font-size:17px;overflow-wrap:anywhere}
.card span{display:block;margin-top:6px;font-size:15px;color:var(--muted)}